it's working now, i would say that we do have a temporary pause on healthcare costs, but how -- healthcare cost growth in this country, medicare is doing better than anyone. no question. but it is true that no one is also saying, -- i will say maybe 90% of the health economists in this country will say it cannot be sustained in the absence of more delivery reform changes, and -- delivery and financing reform. >> now back to hour regularly scheduled program. the woman at the end of the aisle. >> thank you. i am a licensed clinical psychotherapist, and i remember at a undergrad school at the university of maryland. one prefer says in order to change one part of the system you have to change another. so the question is reforming medicare, and mr. reichaur we need to change prices. i'm on medicare. it is not a great system. so my question i'm putting out to all of you in united healthcare, you're aarp. you're one of the largest insurance companies and you have supplements to part b. you need cheek attitude. not just for me. at it down the road. the younger people. if you're talking about fee f